Howard J. Ruff, author and financial advisor, has remained in the public eye for more than a quarter of a century. He is founder and editor of the The Ruff Times Financial Newsletter.

In 1975, Howard began publication of The Ruff Times, a groundbreaking financial advisory newsletter. By 1981, The Ruff Times had more than 175,000 subscribers -- the largest financial advisory newsletter in the world.

And the Ruff Times is Legendary
The Ruff Times financial newsletter was founded in 1975 by editor Howard J. Ruff. He is the author of America's biggest selling financial book, "How To Prosper During The Coming Bad Years". It reveals his highly acclaimed wisdom and insight on economics, politics, and investments in easy-to-understand terms. Howard Ruff's observations are sharp and provocative.

His profitable investment recommendations include gold and silver, Investing For Income (high-yield, but safe low-risk investments). He also follows interest rates, bonds, and gold-mining stocks very closely.